Consolidate debts into a mortgage instead of declaring bankruptcy. A bankruptcy or even a consumer proposal will do havoc on your credit history. Even if your trustee says that the consumer proposal doesn’t affect your credit history in the same way as a bankruptcy — they’re wrong. Working with a mortgage broker will help you get back on track.
Call me or email me if you have any questions! We love helping people with technically-supported honest mortgage advice!
© Sandra Lastovic is the Principal Broker with the Mortgage Centre in Guelph and services the Kitchener/Waterloo/Cambridge markets as well. With over 15 years’ experience and holds a M.Sc. from the University of Guelph. She was recently ranked at the top 75 agents in Canada by The Canadian Mortgage Professionals annual survey and 2017 Most Influential Women in the Mortgage Industry. She can be reached at 519-763-3900 x1001 or www.skipthebank.ca™