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The Mortgage Centre
Wrap collections and debts into a second mortgage to get credit history back on track

Wrap collections and debts into a second mortgage to get credit history back on track

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Wrap collections and debts into a second mortgage to get credit history back on track. We’ve helped clients with their collections and debts by putting them all into a second mortgage to help them get back on track financially.

Ask us how we can help turn things around! We love helping people with technically-supported honest mortgage advice!

© Sandra Lastovic is the Principal Broker with the Mortgage Centre in Guelph. With over 15 years’ experience and holds a M.Sc. from the University of Guelph. She was recently ranked at the top 75 agents in Canada by The Canadian Mortgage Professionals annual survey and 2017 Most Influential Women in the Mortgage Industry. She can be reached at 519-763-3900 x1001 or www.skipthebank.ca™

Renew your mortgage early

Renew your mortgage early

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  Renew your mortgage early. If your mortgage is renewing in the next 6 months, now is the time to look at locking in rates. With rates on the rise, you don’t want to wait for your bank to contact you to renew. Rates are different if you renew your mortgage or do a debt… Read More

REALTORS®: Don’t assume your clients can qualify for a mortgage—even if they own a house

REALTORS®: Don’t assume your clients can qualify for a mortgage—even if they own a house

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  REALTORS®: Don’t assume your clients can qualify for a mortgage—even if they own a house. More people are self-employed, or might be pensioners on reduced income: they can’t qualify for even a simple bridge loan. Before you list—be sure that your clients talk to us—set up a plan. Sometimes, it means setting up a… Read More

Review and adjust monthly obligations to take the worry out of mortgage rates going up

Review and adjust monthly obligations to take the worry out of mortgage rates going up

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Review and adjust monthly obligations to take the worry out of mortgage rates going up. Are interest rates increasing, adding to mounting debts? A simple affordable solution may well exist with a call to Sandra. Worried about rates going up and meeting your payments on your mortgage plus your other debts? There’s likely a good… Read More

Review and adjust monthly obligations to take the worry out of mortgage rates going up

Review and adjust monthly obligations to take the worry out of mortgage rates going up

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  Review and adjust monthly obligations to take the worry out of mortgage rates going up. Worried about rates going up and meeting the payments on the mortgage plus other debts? Usually after sitting down to review a typical clients situation, they can save from $400 – $800 a month. By reviewing and adjusting, it… Read More

Instead of declaring bankruptcy: consolidate debts into a mortgage

Instead of declaring bankruptcy: consolidate debts into a mortgage

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  Consolidate debts into a mortgage instead of declaring bankruptcy. A bankruptcy or even a consumer proposal will do havoc on your credit history. Even if your trustee says that the consumer proposal doesn’t affect your credit history in the same way as a bankruptcy — they’re wrong. Working with a mortgage broker will help you… Read More

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