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The Enduring Historical Significance of Wellington County’s Small Towns

Wellington County, in southwestern Ontario, is a tapestry of rolling farmland, limestone gorges, and the winding Grand...

Mortgage Broker in Guelph Gives Advise on Mortgage Renewal

If your mortgage term is coming to an end, you’re far from alone. An estimated 60% of...

Why Your Bank Declined Your Mortgage and How We Can Help

Getting declined for a mortgage by your bank can feel like a door slammed shut. You’ve worked...

How Mortgage Brokers Get Paid – And What That Means for You

If you’ve ever wondered how mortgage brokers earn their income – and whether working with one will...

Biggest Mortgage Scams in 2025 – And How to Protect Yourself

Facing the 2025 market can be daunting, particularly when it comes to securing a mortgage. We’ve seen...

Interest Rate Predictions for Canadian Mortgages in 2025

The last few years in Canada have been nothing short of a fever dream. From the unexpected...

Canadian Confidence Feels Shaky When it Comes to Mortgages and Real Estate – But Here Are Some Positive Perspectives

From where we sit as Mortgage Underwriters at Skip the Bank, we’re working with many new and...

6 Months from Mortgage Renewal? Here’s How to Get Ahead

Got a mortgage renewal coming up in the next six months? Now’s the perfect time to take...

The Ultimate Guide to Fixed or Variable Mortgage Rates in 2025

Shakespeare might have thought “to be or not to be” was the ultimate question, but he wasn’t...

We’re Hiring: Mortgage Agent Opportunity with The Mortgage Centre Guelph

JOB TITLE: Mortgage Agent HOURS: Full time REPORTS TO: Sandra Lastovic, Principal Broker Are you a seasoned...

Private Mortgages: A Flexible Solution for Financial Challenges

When life hits a bump in the road and you find yourself riding on the shoulder of...

Should You Wait For Lower Interest Rates?

In Ontario’s dynamic real estate scene, many homebuyers are pausing before they take the plunge on a...

We’re Hiring: Mortgage Underwriter & Conditions Officer

JOB TITLE: Mortgage Underwriter & Conditions officer HOURS: Full time REPORTS TO: Sandra Lastovic, Principal Broker PURPOSE...

3 Mortgage Financing Trends for 2024: What Borrowers and Industry Professionals Need to Know

The mortgage financing industry is constantly changing, and recent trends have significantly impacted both borrowers and industry...

How a Lower Rate Doesn’t Always Equal a Lower Mortgage Payment

When it comes to buying a new home or refinancing an existing mortgage, many people are eager...

The Challenges of Home Ownership

Owning a Home Has its Challenges; this article talks about how to overcome them CBC recently ran...

What a Rate Hold Is and Why It Could Help You in 2023

In this blog we will breakdown out top tips for mortgages for the second half of 2023....

Pay Off Your Mortgage Faster: Understanding Payment Frequency and Acceleration

Accelerate Your Mortgage Repayment: Choosing the Ideal Payment Schedule Your mortgage payment schedule consists of two important...

Looking Beyond Mortgage Rates

It’s easy to get caught up in the idea that comparing mortgage rates will guarantee that you...

Second Mortgages Explained

A second mortgage is a mortgage that is taken out against a property that already has a...

Qualifying for a Mortgage When the Bank Turns You Down

Facing rejection from a traditional lender such as a bank for a mortgage application can be discouraging....

Answering the 4 Most Common Questions We Get About Mortgages in 2023

As the year 2022 is all wrapped up, I’m thinking about all the conversations we’ve had with...

Why Making the Switch from Bank to Broker Could Be Right for Your Mortgage

Getting frustrated with your current bank because you can’t reach anyone or get a straight answer about...

Separating or Going Through a Divorce? Here’s Suggestions on How to Handle the Largest Asset You Have – Your Home

A divorce or separation is an emotional time. One of the most challenging decisions when you’re going...

Advice for Those Renewing Their Mortgage in the Next 6 Months

If your mortgage is renewing in the next 6 months, you’ll want to be proactive to avoid...

Mortgage Rates Fluctuating But Don’t Panic – Uncertainty Brings Opportunity

I was listening to a New York Times podcast on how inflation can be a self-perpetuating prophecy....

Interested in buying a rural property? Here is why now might be a good time to do so!

Have you ever wanted to move to the country or a smaller community? Although the value of...

Reasons Why Working with the Right Mortgage Broker is Important

Who’s taking care of your biggest asset’s value – your home?  With grumblings in the Toronto and...

Mortgages on Rental Properties Are a Challenge – Here Are Some Strategies

I’ve owned real estate investment properties over the last 20 years and we are pro’s when it...

How Current Mortgage Rates Impact You – Don’t Panic!

For most people, the largest asset that they own is their home, and the largest liability they...