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New-to-Canada Mortgage

If you’ve immigrated to Canada and have lived in the country for less than five years, and have good employment you’re likely ready to purchase a home in Canada. You’ll have questions about how to qualify for a mortgage and what is the process. At we have the resources to help you right from getting pre-approved for the mortgage to finalizing a mortgage once you’ve found a house.

Purchase Property in Canada

For Citizens And Non-Citizens Alike


Purchase a Home in Canada

When it comes to buying a property in Canada, future homeowners should know that the Canadian real estate market is open to just about anyone living within or beyond its borders. Including Canadian citizens and non-citizens alike. If you’re new to Canada and planning to settle down permanently or looking for investment properties, this real estate market is perfect for you! There aren’t any restrictions on what type of property one can buy either so there’s plenty of opportunities available depending upon your needs as well your budget range. Our team at Skip the Bank will cover all aspects so don’t worry if something isn’t clear right away. We’ll make sure you have everything you need and you’re all set to purchase your first home or property in Canada!

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What is the New to Canada Mortgage?

The New to Canada mortgage plan is a financial initiative created especially for immigrants to Canada who wish to establish credit and lay the groundwork for a sound financial future. This New to Canada mortgage plan offers flexible mortgage options to help you purchase your first home in Canada.

At we are kind and patient. We know that buying your first home in Canada may feel uncomfortable, but you’ve already taken many risks to immigrate! Our process allows you to understand every step of buying a home in Canada even if English is not your first language. We also have a specialist at our office who speaks fluent Vietnamese and can join us for the meetings and help translate.

Advantages of the New to Canada Mortgage

Access To Homeownership

Newcomers to Canada now have the chance to purchase their first home here thanks to our financing mortgage plan.

Build Credit History

Our New to Canada mortgage plan can help you establish a credit history in Canada, which is essential for accessing financial products and services.

Flexible Options

Flexible mortgage alternatives are available through our New to Canada Mortgage plan to meet your individual demands and financial position.

No Credit History Required

You can qualify for our mortgage plan without a Canadian credit history.

Reasons to Choose Skip the Bank’s New to Canada Mortgage Plan

  1. Competitive Rates: You can save money throughout the course of your loan by taking advantage of our competitive interest rates.
  2. Dedicated Support: From application to funding, our team of knowledgeable financial professionals is available to assist you at every stage of the procedure.
  3. No Hidden Fees: We are transparent about our fees, and we don’t charge any hidden fees or prepayment penalties.

At Skip the Bank, we understand that purchasing a home is a significant milestone, especially for newcomers to Canada. That’s why we’re committed to helping you achieve your dreams of homeownership with our New to Canada Mortgage program. Apply now and start your journey to homeownership with Skip the Bank!

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New to Canada

Real Mortgage Success Stories

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Letina and her two adult children had lived in Canada for only two years. They arrived from Ghana and worked hard to find jobs and were able to save $60,000 in cash. One of their dreams was to own a house as they were renting since they arrived. Language was a barrier but they had a friend who used The Mortgage Centre and knew English so they accompanied Letina to The Mortgage Centre for their first mortgage pre-approval meeting.

What was particularly helpful for Letina was that she was able to provide an application and income documents such as T4’s, pay stubs and letters of employment on-line through The Mortgage Centre’s secure web portal. When she arrived at her appointment with her friend, The Mortgage Centre was able to provide her with a pre-approval certificate and answer any detailed questions she had. Her friend acted as a translator. In two months Letina found a house with a minimum down payment and has started building equity in Canada through home ownership.

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