Professional Mortgage Services and Expert Advice

Are you looking for a second opinion on your mortgage or just tired of dealing with your existing institution?

At The Mortgage Centre, we provide expert advice to help you get ahead with the real estate you own or will own! We pride ourselves on being professional and easy to work with. We'll come up with straight-forward solutions, no matter your financial needs.



Mortgage Services

When choosing a mortgage, you want advice that you can count on from the best brokers. As dedicated professionals, we provide you with all the information you need to make well-informed decisions. We know market trends, rates and regulations, and know how to guide you to pay off your mortgage faster and better manage your debt.

No matter which mortgage, from first-time home buyer, upgrading your current home, buying a rural property, or an income property, you can rest assured that we will be with you every step-of-the-way. We handle all the complex parts, like negotiating with private lenders to ensure you get the lowest rate possible

When it’s time to talk about mortgage payments, it’s time to contact The Mortgage Centre.

Why Choose a Mortgage Broker

A mortgage broker can be a valuable resource when you're in the market for a home loan. They have access to a wide range of lenders and loan products, and can help you find the best option for your unique financial situation. They can even help with debt consolidation and refinancing. They assist with the loan application process and help you understand the terms and conditions.

There are numerous specific circumstances in which the expertise of a mortgage broker can prove highly advantageous. Whether you are new to Canada, self-employed, or going through a divorce, a mortgage broker can help navigate you through the most suitable course of action. They save you time, money, and stress with their expert advice and guidance.

Based in Guelph, our team of Guelph mortgage brokers knows the local market and serves clients across Wellington County and surrounding areas.

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What We Do

When choosing a mortgage, you want advice that you can count on from the best brokers. As dedicated professionals, we provide you with all the information you need to make well-informed decisions. We have the know-how of market trends, rates and regulations. This allows us to provide you with sound guidance to help you pay off your mortgage faster and better manage your debt.

The type of mortgage doesn't matter, whether you’re a first-time home buyer, upgrading your current home, buying a rural property, or an income property. We know the process can seem daunting and you can rest assured that we will be with you every step-of-the-way. We will handle all the complex parts, like negotiating with private lenders to ensure you get the lowest rate possible.

What makes us better than the big banks or any other brokerage? That’s easy. We aren’t tied to a specific lender or a suite of products, which means our solutions, including home equity loans, are uniquely suited to your needs. We can help you compare rates from multiple lenders to find the best option for you.

When we’re not helping you, we’re committed to making our community a better place. We know a healthy community leads to a prosperous one and we’re excited to support the places in which our clients live.

When it’s time to talk about mortgage payments, it’s time to contact The Mortgage Centre.

Sandra Lastovic
Mortgage Broker

Sandra Lastovic dots Best Mortgage brokers in Guelph

Our Brand Promise Says It All: We Provide Our Clients With Better Advice, Better Rates, And A Better Mortgage.

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Benefits of Working With a Mortgage Broker

What makes working with a mortgage broker better than the big banks? That’s easy. We aren’t tied to a specific lender or a suite of products, which means our solutions, including home equity loans, are uniquely suited to your needs.

Range of Options: A mortgage broker can offer you access to a wide range of mortgage products and lenders, including private lenders, which may not be available through traditional channels like big banks

Better Rates: A mortgage broker can help you compare mortgage rates and terms to find the best option for you, and can negotiate better rates or terms on your behalf.

Personalized Guidance: A mortgage broker will provide you personalized guidance throughout the entire process.

From pre-approval to closing, we are there every step of the way, saving you time, money, and stress. We are here to ensure that you make an informed decision that meets your unique needs and goals.

Our Process

How Does The Mortgage Centre Distinguish Itself From Other Banks or Brokerages?

1. Reach Out

Prospective clients can reach out by phone or fill out the contact form on our website.

2. Fill and Upload Documents

Upon contact, we guide individuals through the online mortgage application process. We'll help you indentify the documnets you need and get them securely uploaded to the web portal.

3. Online Appointment

Conduct an initial online appointment to review goals, clarify provided documents, and discuss credit history. We also explore various scenarios, summarizing them in a follow-up email.

4.Ask About & Solve any Doubts

For those seeking advice, we offer a 30-minute session to answer questions.

5. Mortgage Submission

We confirm details via email and submit the mortgage for approval. Typically, within 3-7 business days, we secure mortgage approval and email all documents in advance of a 30-minute online appointment to review them.

6. Documentation Review

During the scheduled document review, we highlight crucial mortgage details, make final adjustments, and facilitate electronic signatures.

7. Closing Process

We coordinate the final mortgage details, including appraisal ordering, collecting any outstanding documents from borrowers, and communicating with the lawyer for a seamless closing process.

Our Mortgage Brokers

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SANDRA LASTOVIC

Principal Broker #M08000155

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Kevin Mackan

Mortgage Agent #M24002162

What Our Clients Say

Rated 4.9 out of 5 on Google · Read all our Google reviews

Fabulous team. Lots of options and Sandra was patient and clear about how all the things could work. Already mentioning her to friends. Well done squad!

Staci B.
Google review

Working with Sandra and her team was fun and made renewal easy. I’ve worked with Sandra for the past 8 years and never had an issue. She and her team are very professional and easy to work with. Highly recommend.

Trevor W.
Google review

I appreciate all the Mortgage Centre did to make the renewal process more efficient and transparent. All members of the team were extremely supportive. Thank you to all of you.

Leanne W.
Google review

Sandra and her team are easy to deal with. Very professional and know what they are doing. They worked hard to get us our mortgage approved. Thanks to them walking us through the process it was smooth and stress free.

Bernie S.
Google review

Sandra and her team were amazing to work with! It was a straightforward and very fast process. We highly recommend their services. Thanks Sandra!

Lisa A.
Google review

Sandra was incredibly generous with her time and beyond helpful in helping us navigate the options related to our mortgage renewal. We are so grateful to have found you Sandra!

Andrea W.
Google review

Sandra and The Centre have been with us since we bought our first house many years ago. They consistently deliver excellent results, valuable insight, and are real gems to work with. Highly recommend!

Brandon B.
Google review

Sandra reviewed our situation and gave thoughtful, solid advice on how to proceed. Thank you for your help!

Bruce F.
Google review

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Ready to Talk?

We’ll help you get the mortgage
that’s perfect for you.

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