Professional Mortgage Services and Expert Advice

Are you looking for a second opinion on your mortgage or just tired of dealing with your existing institution?

At The Mortgage Centre, we provide expert advice to help you get ahead with the real estate you own or will own! We pride ourselves on being professional and easy to work with. We'll come up with straight-forward solutions, no matter your financial needs.

Mortgage Services

We are one of Canada’s most established mortgage brokerages. We're dedicated to providing you with all the information you need to make a well-informed decision.

We shop the leading Canadian financial institutions to find the best mortgage rates that fit your needs. Not only can we save you time, but we can also save you a considerable amount of money over the life of your mortgage. Get in touch with us today and speak to the best Guelph mortgage brokers in town. Your future home is waiting for you!

Why Choose a Mortgage Broker

A mortgage broker can be a valuable resource when you're in the market for a home loan. They have access to a wide range of lenders and loan products, and can help you find the best option for your unique financial situation. They can even help with debt consolidation and refinancing. They assist with the loan application process and help you understand the terms and conditions.

There are numerous specific circumstances in which the expertise of a mortgage broker can prove highly advantageous. Whether you are new to Canada, self-employed, or going through a divorce, a mortgage broker can help navigate you through the most suitable course of action. They save you time, money, and stress with their expert advice and guidance.

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What We Do

When choosing a mortgage, you want advice that you can count on from the best brokers. As dedicated professionals, we provide you with all the information you need to make well-informed decisions. We have the know-how of market trends, rates and regulations. This allows us to provide you with sound guidance to help you pay off your mortgage faster and better manage your debt.

The type of mortgage doesn't matter, whether you’re a first-time home buyer, upgrading your current home, buying a rural property, or an income property. We know the process can seem daunting and you can rest assured that we will be with you every step-of-the-way. We will handle all the complex parts, like negotiating with private lenders to ensure you get the lowest rate possible.

What makes us better than the big banks or any other brokerage? That’s easy. We aren’t tied to a specific lender or a suite of products, which means our solutions, including home equity loans, are uniquely suited to your needs. We can help you compare rates from multiple lenders to find the best option for you.

When we’re not helping you, we’re committed to making our community a better place. We know a healthy community leads to a prosperous one and we’re excited to support the places in which our clients live.

When it’s time to talk about mortgage payments, it’s time to contact The Mortgage Centre.

Sandra Lastovic
Mortgage Broker

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Our brand promise says it all: we provide our clients with Better Advice, Better Rates, and A Better Mortgage.

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Benefits of Working With a Mortgage Broker

There are many benefits to working with a mortgage broker. A broker can offer you access to a wide range of mortgage products and lenders. This includes private lenders, which may not be available through traditional channels like big banks. They can help you compare mortgage rates and terms to find the best option for you, and can negotiate better rates or terms on your behalf.

Most importantly, a broker provides you personalized guidance throughout the entire process. From pre-approval to closing, they are there every step of the way. This can save you time, money, and stress, and ensure that you make an informed decision that meets your unique needs and goals.

Testimonials

A very skillful group of mortgage specialists who search the marketplace for you

Keith

Keith McLaren

Sandra and Heather made the process of remortgaging very easy. I highly recommend them to anyone.

Tim

Tim Kuhlmann

Excellent service and attention to detail for all your mortgage needs and beyond! Highly recommend contacting the Mortgage Centre for all your financial solutions!!

Jennifer

Jennifer Dunsmoor

Excellent service by all the staff. Sandra is incredible and very knowledgeable about mortgage. I highly recommend getting a mortgage from The Mortgage Centre.

Tahimina

Tahmina Kargar

Sandra is extremely knowledgeable and very helpful throughout the mortgage process. She takes her time to answer questions in detail. Without hesitation, I would recommend that others contact Sandra for their mortgage needs.

Abjeet

Ajeet Marker

Amazing experience working with Sandra! Helped get us our approval on our mortgage!!

Kimberly

Kimberly Laplaunte

Great experience with this team! I completely trust them and would recommend them to my family and friends! Thank you

Jen

Jen Parent

Sandra and her team always have a great solution based on the client financial need and situation.

Harold

Harold Mosos

Our Mortgage Brokers

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SANDRA LASTOVIC

Principal Broker #M08000155

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ANDY MACINTYRE

Mortgage Agent #M15000700

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HAROLD TENT

Mortgage Agent #M24000503

Our Process

How Does The Mortgage Centre Distinguish Itself From Other Banks or Brokerages?

1. Reach Out

Prospective clients can reach out by phone or fill out the contact form on our website.

2. Fill and Upload Documents

Upon contact, we guide individuals through the online mortgage application process. We'll help you indentify the documnets you need and get them securely uploaded to the web portal.

3. Online Appointment

Conduct an initial online appointment to review goals, clarify provided documents, and discuss credit history. We also explore various scenarios, summarizing them in a follow-up email.

4. Ask About and Solve any Doubts

For those seeking advice, we offer a 30-minute session to answer questions.

5. Mortgage Submission

We confirm details via email and submit the mortgage for approval. Typically, within 3-7 business days, we secure mortgage approval and email all documents in advance of a 30-minute online appointment to review them.

6. Documentation Review

During the scheduled document review, we highlight crucial mortgage details, make final adjustments, and facilitate electronic signatures.

7. Closing Process

We coordinate the final mortgage details, including appraisal ordering, collecting any outstanding documents from borrowers, and communicating with the lawyer for a seamless closing process.

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Ready to Talk?

We’ll help you get the mortgage
that’s perfect for you.

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