debt management

Canada Revenue Agency and Self-Employed

Canada Revenue Agency and being Self-Employed. If a self-employed person owns a house and has equity in...

Consolidate: Staying within budget when debts exceed monthly income

  Staying within budget when debts exceed monthly income: By consolidating your monthly debts into your mortgage, you...

What to do with your mortgage given the rate increase by the Bank of Canada

What to do with your mortgage given the recent rate hike by the Bank of Canada? We...

How To Budget For Variable-rate Mortgage Payments

  How to budget for variable-rate mortgage payments: With a variable-interest-rate mortgage some lending institutions say that the...

Paying Your Variable-rate Mortgage Like a Fixed-rate Mortgage

  Paying Your Variable-rate Mortgage Like a Fixed-rate Mortgage. When and why you should pay off your...

What your choices are if your mortgage is renewing and you want to move in the next year

  Mortgage Monday: Here are three choices if your mortgage is renewing and you want to move...

How to get a better rate when renewing your mortgage

How to get a better rate when renewing your mortgage. Everyone who needs a mortgage wants the...

Why use a local mortgage broker in Guelph instead of an on-line brokerage?

Why use a local mortgage broker in Guelph instead of an on-line brokerage? There are so many...

Debt Consolidation Plan

If you are unable to pay off your debts each month and your total debt exceeds $5000....

Banking Regulator sees potential risks; Current home values are stabilizing in most regions

Banking regulator sees potential risks in high home prices, debt loads. The Office of the Superintendent of...

Economic Growth; The OECD has raised expectations for Canada. Should we expect interest rates to continue to rise?

The Organization for Economic Co-operation and Development has raised its expectations for economic growth in Canada this...

Clear up debt for 2016: a great financial goal because of low rates

About a quarter of my mortgage practice consists of people who come to ask advice and help...