Interest Rate Predictions for Canadian Mortgages in 2025
The last few years in Canada have been nothing short of a fever dream. From the unexpected...
Canadian Confidence Feels Shaky When it Comes to Mortgages and Real Estate – But Here Are Some Positive Perspectives
From where we sit as Mortgage Underwriters at Skip the Bank, we’re working with many new and...
Mortgage Rates Fluctuating But Don’t Panic – Uncertainty Brings Opportunity
I was listening to a New York Times podcast on how inflation can be a self-perpetuating prophecy....
Interested in buying a rural property? Here is why now might be a good time to do so!
Have you ever wanted to move to the country or a smaller community? Although the value of...
How Current Mortgage Rates Impact You – Don’t Panic!
For most people, the largest asset that they own is their home, and the largest liability they...
Top 3 Ways to Use Your Home’s Equity
If you currently own a house, you’ve likely built-up equity because your home has appreciated significantly in...
Discover These Key Financial Opportunities for 2022!
Although we are still in the middle of a pandemic, there are signs that real estate will...
Good Real Estate Resolutions for 2022
A new calendar year is always a good time to recalibrate. When it comes to real estate...
Current Real Estate and Mortgage Opportunities and Risks
With so much uncertainty in the world, real estate seems to be one of the few things...
Don’t get Discouraged Get Pre-Approved!
Don’t get discouraged about getting beat out in a multiple house-offer situation, get pre-approved! The key to...
What You Need to Know About Recent Mortgage Industry Changes
If you’re a person who likes to run their own mortgage scenarios and look at options yourself,...
How Does the Current Rate Affect Your Mortgage?
In order to find out how the current rate impacts Canadian consumers, we must first identify insured...
Mortgage rates and real estate market stability
Expect stability in 2019: mortgage rates and the real estate market. If you’re recovering from a...
Bank of Canada influences on mortgage rates
A few other things to consider: Bank of Canada big picture influences on mortgage rates 1. Although...
Affording a house may be just a little bit further down the road
Commentary on mortgage rates and real estate outlook: Affording a house may be just a little bit...
Bank of Canada is set to make a rate announcement this week
It’s always difficult to predict where rates are heading, but the Bank of Canada (BofC) is set...
Banking Regulator sees potential risks; Current home values are stabilizing in most regions
Banking regulator sees potential risks in high home prices, debt loads. The Office of the Superintendent of...
Economic Growth; The OECD has raised expectations for Canada. Should we expect interest rates to continue to rise?
The Organization for Economic Co-operation and Development has raised its expectations for economic growth in Canada this...
Changes to Canada’s Housing Rules
Over the last few days, I’ve fielded calls from concerned clients who are buying a house and...
What can we expect in the housing market for the rest of 2016?
Is Guelph and surrounding area in a housing bubble? The general definition we use to describe a...
Is Guelph in a Housing Bubble…no really?
A week doesn’t go by without a customer asking if we are in a housing bubble. While...
Negotiating a better mortgage rate
Everyone who needs a mortgage wants the best rate. However a good rate is only one way...
What’s really happening when banks raise their mortgage rates?
Housing Market Outlook 2015 and projection for 2016
New Home Market In the Kitchener-Cambridge-Waterloo (KCW) and Guelph areas, housing starts will be lower in 2016...
More money down required if you’re buying a home…but only if it’s more than $500K
If you’re buying a house for more than $500,000 you’ll need to have more money saved for...
Trends in 2016 which will impact mortgage borrowers
Trends in mortgage financing that have impacted buyers and sellers in 2015 The overall sentiment of mortgage...
Opportunities for real estate investing
According to Canada Mortgage Housing Corporation (CMHC) despite slightly rising vacancy rates, Guelph will continue to have...
Canadian highlights from TD bank
Here are some highlights that come from TD Economics about Canada: -Economic data this week supported the...
Mortgage Rates & Economic Outlook
Mortgage rates and the Economic outlook – you can’t have a good discussion of one without the...
What about the housing market?
What about the housing market – are borrowers over-leveraged? Here’s some information from credible sources Brought to...