first time home buyers

Economic Growth; The OECD has raised expectations for Canada. Should we expect interest rates to continue to rise?

The Organization for Economic Co-operation and Development has raised its expectations for economic growth in Canada this...

Changes to Canada’s Housing Rules

Over the last few days, I’ve fielded calls from concerned clients who are buying a house and...

What can we expect in the housing market for the rest of 2016?

Is Guelph and surrounding area in a housing bubble? The general definition we use to describe a...

Is Guelph in a Housing Bubble…no really?

A week doesn’t go by without a customer asking if we are in a housing bubble. While...

Should I buy a house now or wait until I have more money saved?

Canada Mortgage Housing Corporation (CMHC) has some interesting statistics available on home purchases. It normally takes people...

Negotiating a better mortgage rate

Everyone who needs a mortgage wants the best rate. However a good rate is only one way...

Housing Market Outlook 2015 and projection for 2016

New Home Market In the Kitchener-Cambridge-Waterloo (KCW) and Guelph areas, housing starts will be lower in 2016...

More money down required if you’re buying a home…but only if it’s more than $500K

If you’re buying a house for more than $500,000 you’ll need to have more money saved for...

Is this the year to buy your first home?

With low interest rates and home prices in Guelph remaining stable, now is a good time to...

Should you buy a house even if you have consumer debt or student loans to pay?

In the last week, I’ve see three clients in similar situations. All three clients had good paying...

Include a financing condition when you put an offer on a home

Even if you’ve been pre-approved for a mortgage, I recommend having a financing condition. Whether you’re selling...