Banking Regulator sees potential risks; Current home values are stabilizing in most regions
Banking regulator sees potential risks in high home prices, debt loads. The Office of the Superintendent of...
Economic Growth; The OECD has raised expectations for Canada. Should we expect interest rates to continue to rise?
The Organization for Economic Co-operation and Development has raised its expectations for economic growth in Canada this...
Changes to Canada’s Housing Rules
Over the last few days, I’ve fielded calls from concerned clients who are buying a house and...
What can we expect in the housing market for the rest of 2016?
Is Guelph and surrounding area in a housing bubble? The general definition we use to describe a...
Getting separated is never easy: learn how to move ahead with your living arrangements
Aside from the emotions involved with a separation, there are several things to consider and act upon...
OSFI Tightens Supervisory Expectations for Mortgage Underwriting
OTTAWA ─ July 7, 2016 ─ Office of the Superintendent of Financial Institutions The Office of the...
Should I buy a house now or wait until I have more money saved?
Canada Mortgage Housing Corporation (CMHC) has some interesting statistics available on home purchases. It normally takes people...
Clear up debt for 2016: a great financial goal because of low rates
About a quarter of my mortgage practice consists of people who come to ask advice and help...
Housing Market Outlook 2015 and projection for 2016
New Home Market In the Kitchener-Cambridge-Waterloo (KCW) and Guelph areas, housing starts will be lower in 2016...
Trends in 2016 which will impact mortgage borrowers
Trends in mortgage financing that have impacted buyers and sellers in 2015 The overall sentiment of mortgage...
Watching the Mortgage Market: Where do you stand?
Canada Mortgage and Housing Corporation (CMHC) recently published its Consumer Survey for 2015 and sheds some interesting...
Selling your house? Think there should be no issues in qualifying for another mortgage? Think again.
If you’re contemplating selling your house and buying another one and you don’t think that getting approved...