financial planning

Variable vs a fixed-rate mortgage: what’s best for you?

Variable vs a fixed-rate mortgage: what’s best for you? Most people choose a fixed-rate mortgage to avoid surprises...

Locking In Your Mortgage Rate

  Locking In Your Mortgage Rate: A homeowner can change from a variable-interest-rate mortgage to a fixed-interest-rate mortgage...

How Often Variable Rates Change

    How Often Do Variable Rates Change? The Bank of Canada can legally change its prime...

When would you not want to use a mortgage broker?

    When Not To Use A Broker. 1. Many new people are entering the industry and...

Tip for when buying a house – Get all the documents organized that the lender will want to see

  Tip for when buying a house – Get all the documents organized that the lender will...

How Loan-to-Value Ratio affects rates of mortgages

  How Loan-to-Value Ratio affects rates of mortgages. The most expensive mortgages are where the loan amount verses...

Mortgage Monday – Gifting a Down Payment for a Family Member’s First Home

Are you wondering how to gift a down payment for a home to a family member, perhaps...

Tips for purchasing a second property

Purchasing a second property? Here’s some mortgage tips to get organized: Have you ever considered purchasing a...

Why use a local mortgage broker in Guelph instead of an on-line brokerage?

Why use a local mortgage broker in Guelph instead of an on-line brokerage? There are so many...

Things to know when buying or selling a home in Guelph, Kitchener, Waterloo and Cambridge

Things you’ll need to know when successfully buying or selling a home in Guelph, Kitchener, Waterloo and...

Debt Consolidation Plan

If you are unable to pay off your debts each month and your total debt exceeds $5000....

Financing Existing Student Rentals: Challenges That Can Be Overcome

Financing existing student rentals: Challenges that can be overcome An area of mortgage expertise I focus on...