mortgages

Mortgage Broker in Guelph Gives Advise on Mortgage Renewal

If your mortgage term is coming to an end, you’re far from alone. An estimated 60% of...

Why Your Bank Declined Your Mortgage and How We Can Help

Getting declined for a mortgage by your bank can feel like a door slammed shut. You’ve worked...

Biggest Mortgage Scams in 2025 – And How to Protect Yourself

Facing the 2025 market can be daunting, particularly when it comes to securing a mortgage. We’ve seen...

Interest Rate Predictions for Canadian Mortgages in 2025

The last few years in Canada have been nothing short of a fever dream. From the unexpected...

Canadian Confidence Feels Shaky When it Comes to Mortgages and Real Estate – But Here Are Some Positive Perspectives

From where we sit as Mortgage Underwriters at Skip the Bank, we’re working with many new and...

The Ultimate Guide to Fixed or Variable Mortgage Rates in 2025

Shakespeare might have thought “to be or not to be” was the ultimate question, but he wasn’t...

Should You Wait For Lower Interest Rates?

In Ontario’s dynamic real estate scene, many homebuyers are pausing before they take the plunge on a...

3 Mortgage Financing Trends for 2024: What Borrowers and Industry Professionals Need to Know

The mortgage financing industry is constantly changing, and recent trends have significantly impacted both borrowers and industry...

How a Lower Rate Doesn’t Always Equal a Lower Mortgage Payment

When it comes to buying a new home or refinancing an existing mortgage, many people are eager...

The Challenges of Home Ownership

Owning a Home Has its Challenges; this article talks about how to overcome them CBC recently ran...

What a Rate Hold Is and Why It Could Help You in 2023

In this blog we will breakdown out top tips for mortgages for the second half of 2023....

Pay Off Your Mortgage Faster: Understanding Payment Frequency and Acceleration

Accelerate Your Mortgage Repayment: Choosing the Ideal Payment Schedule Your mortgage payment schedule consists of two important...

Looking Beyond Mortgage Rates

It’s easy to get caught up in the idea that comparing mortgage rates will guarantee that you...

Second Mortgages Explained

A second mortgage is a mortgage that is taken out against a property that already has a...

Qualifying for a Mortgage When the Bank Turns You Down

Facing rejection from a traditional lender such as a bank for a mortgage application can be discouraging....

Answering the 4 Most Common Questions We Get About Mortgages in 2023

As the year 2022 is all wrapped up, I’m thinking about all the conversations we’ve had with...

Why Making the Switch from Bank to Broker Could Be Right for Your Mortgage

Getting frustrated with your current bank because you can’t reach anyone or get a straight answer about...

Mortgage Rates Fluctuating But Don’t Panic – Uncertainty Brings Opportunity

I was listening to a New York Times podcast on how inflation can be a self-perpetuating prophecy....

Interested in buying a rural property? Here is why now might be a good time to do so!

Have you ever wanted to move to the country or a smaller community? Although the value of...

Reasons Why Working with the Right Mortgage Broker is Important

Who’s taking care of your biggest asset’s value – your home?  With grumblings in the Toronto and...

How Current Mortgage Rates Impact You – Don’t Panic!

For most people, the largest asset that they own is their home, and the largest liability they...

Top 3 Ways to Use Your Home’s Equity

If you currently own a house, you’ve likely built-up equity because your home has appreciated significantly in...

How to Upgrade Your Home with Renovations Instead of Moving

More people are choosing to renovate their homes instead of moving. Some of the reasons may include...

Good Real Estate Resolutions for 2022

A new calendar year is always a good time to recalibrate.  When it comes to real estate...

What You Should Know If You Own Multiple Properties Or Plan To!

Do you own or have ever dreamed of owning multiple properties?  Whether it’s a cottage, rental, or...

If You’re Self-Employed You Can Still Get a Great Mortgage!

A mortgage has the most direct impact on your lifestyle. When you know how mortgages are evaluated,...

How to Avoid the Top Five Mistakes People Make with Their Mortgage

We’ve helped thousands of people set up their mortgages and there are common trends and mistakes that...

How to Leverage Your Home as a Wealth Creation Tool

Have you ever viewed your house as a wealth creation tool? It’s an asset that has value, but...

What You Need to Know About Mortgage Penalties  

When it comes to mortgages, it’s easy to focus on the rates and your current situation, but...

Our Best Tips for Preparing to Upsize Your Home in 2021 

One of the biggest trends for Canadian homeowners in 2021 are move-up buyers looking to purchase a home that...