first time home buyers

Mortgage Rates Fluctuating But Don’t Panic – Uncertainty Brings Opportunity

I was listening to a New York Times podcast on how inflation can be a self-perpetuating prophecy....

Reasons Why Working with the Right Mortgage Broker is Important

Who’s taking care of your biggest asset’s value – your home?  With grumblings in the Toronto and...

Discover These Key Financial Opportunities for 2022!

Although we are still in the middle of a pandemic, there are signs that real estate will...

Good Real Estate Resolutions for 2022

A new calendar year is always a good time to recalibrate.  When it comes to real estate...

If You’re Self-Employed You Can Still Get a Great Mortgage!

A mortgage has the most direct impact on your lifestyle. When you know how mortgages are evaluated,...

How to Avoid the Top Five Mistakes People Make with Their Mortgage

We’ve helped thousands of people set up their mortgages and there are common trends and mistakes that...

What You Need to Know About Mortgage Penalties  

When it comes to mortgages, it’s easy to focus on the rates and your current situation, but...

How to Avoid Delays with Your Mortgage 

Tired of not getting a straight answer about your mortgage from your bank or current mortgage broker?...

Current Real Estate and Mortgage Opportunities and Risks

With so much uncertainty in the world, real estate seems to be one of the few things...

Preparing for the Future – What You Need to Know Today!

It might be the end of summer, but we’re already thinking about what next year will bring...

Don’t get Discouraged Get Pre-Approved! 

Don’t get discouraged about getting beat out in a multiple house-offer situation, get pre-approved!   The key to...

Need Mortgage Advice? We’re in Your Corner!

Did you know it takes about 18 hours to complete a mortgage from the first time we...

Answers to Common Questions About Canada’s First-Time Home Buyer Incentive

The new First-Time Home Buyer Incentive allows eligible first-time home buyers, who have the minimum downpayment for...

The Rate Update – What does the new Bank of Canada Benchmark Rate Mean for You?

Earlier this month, the Bank of Canada announced that it is dropping the Benchmark rate from 5.34%...

Can You Trust Online Mortgage Pre-Approval Tools?

“It’s Quick. It’s Easy. No Worries….” They are words we all want to hear – especially when...

10 Most Commonly Asked Mortgage Questions

  What’s the best rate I can get? Your credit score plays a big part in the...

Tips to Keep in Mind Between Your Mortgage Approval and Funding Dates

In light of the new market realities and tightening of credit underwriting standards by both lenders and...

Buying your first home in 2019? You’re in luck because you’ll get help for your down payment now.

For first-time home-buyers saving a down payment can be a challenge. Starting on September 1 2019 the...

Deciding which type of home to purchase

Deciding which type of home to purchase. There is an endless supply of different types of homes...

How to Determine the Best Mortgage Term

How to Determine the Best Mortgage Term. Choosing the mortgage term that is right for you can...

Getting a Mortgage Pre-Approval

Getting a Mortgage Pre-Approval. If you are looking for a new home, be sure you are pre-approved....

Be aware of Mortgage Rates—You get what you pay for.

Be aware of Mortgage Rates—You get what you pay for. While No-Frills mortgage products typically offer a...

Moving to Canada? Plan Ahead for Homeownership.

If you have a job awaiting you on Canadian soil, it’s possible to also secure the purchase...

Buying Versus Renting

At some point in their lives, most Canadians have probably asked themselves whether it is better to...

Transitioning from Renter to Home Owner

  Transitioning from renter to homeowner is one of the biggest decisions you’ll make throughout your lifetime....

What to do with your mortgage given the rate increase by the Bank of Canada

What to do with your mortgage given the recent rate hike by the Bank of Canada? We...

Mortgage Monday – Gifting a Down Payment for a Family Member’s First Home

Are you wondering how to gift a down payment for a home to a family member, perhaps...

Why use a local mortgage broker in Guelph instead of an on-line brokerage?

Why use a local mortgage broker in Guelph instead of an on-line brokerage? There are so many...

Things to know when buying or selling a home in Guelph, Kitchener, Waterloo and Cambridge

Things you’ll need to know when successfully buying or selling a home in Guelph, Kitchener, Waterloo and...

Banking Regulator sees potential risks; Current home values are stabilizing in most regions

Banking regulator sees potential risks in high home prices, debt loads. The Office of the Superintendent of...