What are Reverse Mortgages?
Wouldn’t it be nice if you had the money to do more of the things you want...
Be aware of Mortgage Rates—You get what you pay for.
Be aware of Mortgage Rates—You get what you pay for. While No-Frills mortgage products typically offer a...
Why work with a mortgage broker
[et_pb_section admin_label=”section”] [et_pb_row admin_label=”row”] [et_pb_column type=”4_4″][et_pb_text admin_label=”Text”]There are generally two ways to get a mortgage in Canada:...
Mortgage Monday – Gifting a Down Payment for a Family Member’s First Home
Are you wondering how to gift a down payment for a home to a family member, perhaps...
Tips for purchasing a second property
Purchasing a second property? Here’s some mortgage tips to get organized: Have you ever considered purchasing a...
Why use a local mortgage broker in Guelph instead of an on-line brokerage?
Why use a local mortgage broker in Guelph instead of an on-line brokerage? There are so many...
Things to know when buying or selling a home in Guelph, Kitchener, Waterloo and Cambridge
Things you’ll need to know when successfully buying or selling a home in Guelph, Kitchener, Waterloo and...
Debt Consolidation Plan
If you are unable to pay off your debts each month and your total debt exceeds $5000....
Financing Existing Student Rentals: Challenges That Can Be Overcome
Financing existing student rentals: Challenges that can be overcome An area of mortgage expertise I focus on...
Banking Regulator sees potential risks; Current home values are stabilizing in most regions
Banking regulator sees potential risks in high home prices, debt loads. The Office of the Superintendent of...
Economic Growth; The OECD has raised expectations for Canada. Should we expect interest rates to continue to rise?
The Organization for Economic Co-operation and Development has raised its expectations for economic growth in Canada this...
Changes to Canada’s Housing Rules
Over the last few days, I’ve fielded calls from concerned clients who are buying a house and...
What can we expect in the housing market for the rest of 2016?
Is Guelph and surrounding area in a housing bubble? The general definition we use to describe a...
Getting separated is never easy: learn how to move ahead with your living arrangements
Aside from the emotions involved with a separation, there are several things to consider and act upon...
OSFI Tightens Supervisory Expectations for Mortgage Underwriting
OTTAWA ─ July 7, 2016 ─ Office of the Superintendent of Financial Institutions The Office of the...
Should I buy a house now or wait until I have more money saved?
Canada Mortgage Housing Corporation (CMHC) has some interesting statistics available on home purchases. It normally takes people...
Clear up debt for 2016: a great financial goal because of low rates
About a quarter of my mortgage practice consists of people who come to ask advice and help...
Housing Market Outlook 2015 and projection for 2016
New Home Market In the Kitchener-Cambridge-Waterloo (KCW) and Guelph areas, housing starts will be lower in 2016...
Trends in 2016 which will impact mortgage borrowers
Trends in mortgage financing that have impacted buyers and sellers in 2015 The overall sentiment of mortgage...
Watching the Mortgage Market: Where do you stand?
Canada Mortgage and Housing Corporation (CMHC) recently published its Consumer Survey for 2015 and sheds some interesting...
Selling your house? Think there should be no issues in qualifying for another mortgage? Think again.
If you’re contemplating selling your house and buying another one and you don’t think that getting approved...
Shopping for a Mortgage? Ask your bank these 4 Questions…
If you are shopping for your mortgage, here are some things you should consider. First, ensure your...
Say Yes! to Tax-Free Income
Just five years after it was launched, the Tax-Free Savings Account has emerged as a leading investment...
Trends in 2015 which will impact mortgage borrowers
If you have a mortgage or are buying a home in 2015, you’ll want to be aware...
The hazards of waiting to buy your first home
Buy now or wait – the hazards of market timing and waiting to buy your first house...
I’m a senior and I still have a mortgage
If you own a home in Guelph, often a goal is to have your mortgage paid-off by...
A financial fresh New Year
Make this a time, in which you’ll organize your financial matters. Whether it’s investing more for the...
Renewing your mortgage early may make sense if you have a 3.5% interest rate or higher on your fixed rate mortgage
If you’re into fixed-rate mortgages because you like stability and security, now may be a good time...