Did you know it takes about 18 hours to complete a mortgage from the first time we have an initial conversation until the mortgage is complete?
Although we may only spend a few hours in conversation, there’s a lot of behind-the-scenes work. The good news for you: we’re diligently working on things even though they seem like it’s taking longer and there’s more paperwork required than usual.
Throughout the process, you can rest assured that we’re with you every step of the way, providing you with all the information you need to make a well-informed decision on your mortgage needs. We stay up-to-date market trends, rates, and regulations allowing us to provide you with sound guidance to find the right products for you, and help you pay off your mortgage faster!
Here are a some key tips for you to keep in mind:
Mortgage Renewals: If your mortgage is coming up for renewal in the next 18 months contact us now as rates are very good. We might be able to save you some money and help you access equity in your home to pay-off debts or possibly invest (it’s also a good time to invest for the long-term).
First-time buyers OR buying another home: We have had hundreds of conversations in the last six months with many people who want to buy a home. If you have good income stability now is an excellent time to buy. We’ll need updated pay stubs and job letters when you’re ready to put an offer on a home. If you’re interested in revisiting your mortgage pre-approval, just click here to schedule an appointment.
Whether you’re a first-time buyer, upgrading your current home, buying an investment property, or renewing your mortgage, you can rely on us to provide you with professional advice. And since we aren’t tied to a specific lender or a suite of products, our solutions are uniquely suited to your needs. Contact us today!