How to Apply for Pre-Approval Mortgage The Easy Way
Our brand promise says it all
we provide our clients with Better Advice, Better Rates, and A Better Mortgage.
The Mortgage Centre has been successfully serving Guelph, Kitchener, Waterloo, Cambridge, Elora, Fergus, Mount Forest & the G.T.A. since 1999.
When choosing a mortgage, you want advice that you can count on. As a member of one of Canada’s longest established national broker networks, we are dedicated to providing you with all the information you need to make a well-informed decision on your mortgage financing needs. We are updated with knowledge of the current market trends, rates, and regulations regularly, allowing us to provide you with sound guidance.
Whether you’re a first-time buyer, upgrading your current home or buying property as an investment, we know the process can be a complex and time-consuming one. With a Guelph Mortgage Centre agent in your corner, you can rest assured that we’re with you every step of the way – even negotiating with lenders on your behalf.
What makes us better than the banks? That’s an easy one – we aren’t tied to a specific lender or suite of products which means our solutions are uniquely suited to your needs. We have access to a wide variety of lenders which also means you’ll get the most competitive rate, every time.
When we’re not helping our clients get into their dream homes, we’re committed to making our community a better place. We know a healthy community leads to a prosperous one and we’re excited to support the communities in which our clients live in, any way we can.
When it’s time to talk about financing your home, it’s time to talk to the experts at The Mortgage Centre.
We can also help you with:
9 Reasons for us to work together
Get independent, expert advice on your financial options
As independent brokers and agents, we’re not tied to any one lender or range of products. Our recommendations match your needs.
It could take weeks for you to organize appointments with competing mortgage lenders — and we know you’d probably rather spend your time house-hunting!
Many people are uncertain or uncomfortable negotiating mortgages directly with their bank.
More choice means more competitive rates
We have access to a vast network of major lenders vying for your business. The increased competition means you get their best rates.
Ensure that you’re getting the best rates and terms
Even if you’ve already been pre-approved for a mortgage by your bank or another financial institution, you’re not obliged to stop shopping!
Get access to special deals and add-ons
Many financial institutions would love to have you as a client, which is why they often offer incentives to attract creditworthy customers.
Things move quickly
We’ll help ensure your mortgage transaction is on time.
No cost to you
Explaining various mortgage terms and conditions allows you to choose confidently. In the majority of cases, the lender pays us.
Ongoing support and consultation
Even once your mortgage is signed and paperwork is complete, we are here if you need any advice on closing details or even future referral needs.