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Tag Archives: mortgage

Wrap collections and debts into a second mortgage to get credit history back on track

Wrap collections and debts into a second mortgage to get credit history back on track

 

Wrap collections and debts into a second mortgage to get credit history back on track. We’ve helped clients with their collections and debts by putting them all into a second mortgage to help them get back on track financially.

Ask us how we can help turn things around! We love helping people with technically-supported honest mortgage advice!

© Sandra Lastovic is the Principal Broker with the Mortgage Centre in Guelph. With over 15 years’ experience and holds a M.Sc. from the University of Guelph. She was recently ranked at the top 75 agents in Canada by The Canadian Mortgage Professionals annual survey and 2017 Most Influential Women in the Mortgage Industry. She can be reached at 519-763-3900 x1001 or www.skipthebank.ca™


Renew your mortgage early

Renew your mortgage early

  Renew your mortgage early. If your mortgage is renewing in the next 6 months, now is the time to look at locking in rates. With rates on the rise, you don’t want to wait for your bank to contact you to renew. Rates are different if you renew your mortgage or do a debt… Read More

REALTORS®: Don’t assume your clients can qualify for a mortgage—even if they own a house

REALTORS®: Don’t assume your clients can qualify for a mortgage—even if they own a house

  REALTORS®: Don’t assume your clients can qualify for a mortgage—even if they own a house. More people are self-employed, or might be pensioners on reduced income: they can’t qualify for even a simple bridge loan. Before you list—be sure that your clients talk to us—set up a plan. Sometimes, it means setting up a… Read More

Review and adjust monthly obligations to take the worry out of mortgage rates going up

Review and adjust monthly obligations to take the worry out of mortgage rates going up

Review and adjust monthly obligations to take the worry out of mortgage rates going up. Are interest rates increasing, adding to mounting debts? A simple affordable solution may well exist with a call to Sandra. Worried about rates going up and meeting your payments on your mortgage plus your other debts? There’s likely a good… Read More

Consolidate: Staying within budget when debts exceed monthly income

Consolidate: Staying within budget when debts exceed monthly income

  Staying within budget when debts exceed monthly income: By consolidating your monthly debts into your mortgage, you can manage your budget and get control of spending. Let us review your situation together, and show you how consolidating can be possible. Call me or email me if you have any questions! We love helping people with… Read More

How Often Variable Rates Change

How Often Variable Rates Change

    How Often Do Variable Rates Change? The Bank of Canada can legally change its prime lending rate plus or minus, sixteen times a year. In reality, it normally only changes about once or twice, and is plus or minus .15% to .25% per annum. We can help a home owner in forecasting those… Read More

Tip for when buying a house – Get all the documents organized that the lender will want to see

Tip for when buying a house – Get all the documents organized that the lender will want to see

  Tip for when buying a house – Get all the documents organized that the lender will want to see: the importance of Documentation. If you are employed: Two years of T4s; Two recent pay stubs; Letter of employment If you are self-employed: Make sure income taxes are up to date If you own a corporation:… Read More