{"id":2749,"date":"2022-10-05T14:03:56","date_gmt":"2022-10-05T18:03:56","guid":{"rendered":"https:\/\/invincible-neuron.flywheelsites.com\/?page_id=2749"},"modified":"2026-04-06T22:08:16","modified_gmt":"2026-04-07T02:08:16","slug":"new-to-canada","status":"publish","type":"page","link":"https:\/\/skipthebank.ca\/mortgages\/new-to-canada\/","title":{"rendered":"New to Canada"},"content":{"rendered":"<section class=\"service-hero canada-hero\">\n<div class=\"herobg\">\n    <img decoding=\"async\"\n      src=\"\/wp-content\/uploads\/2022\/10\/Group-27.png\"\n      alt=\"pink dots grid\"\n      class=\"pinkdots\"\n    \/>\n  <\/div>\n<div class=\"website-grid\">\n<div class=\"title-box\">\n<h1>New-to-Canada <span class=\"orange-txt\">Mortgage<\/span><\/h1>\n<p>\n       If you\u2019ve immigrated to Canada, lived here for less than five years, and have suitable employment, you\u2019re likely ready to buy a home. You probably have questions about qualifying for a newcomer mortgage option and understanding the process. At skipthebank.ca, we have the resources to help you secure a Canada newcomer mortgage. <\/p>\n<p>\nFrom getting pre-approved for a newcomer mortgage in Canada to finalizing your mortgage once you\u2019ve found a house, we\u2019re your guide. Whether you\u2019re interested in a newcomer mortgage program, wondering about mortgage payments, or want to know how your Canadian credit history or credit card use might affect your application, we\u2019ve got you covered. Even temporary residents may be eligible for a newcomer to Canada mortgage program, including options with a lower newcomer mortgage down payment.\n      <\/p>\n<p>      <a href=\"\/contact-us\/\"><button class=\"btn-orange\">Contact Us<\/button><\/a>\n    <\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"service-context self-context\">\n<div class=\"website-grid centerTheIcons\">\n<div class=\"iconsContainer\">\n<div class=\"icons-box\">\n      <i class=\"fa-duotone fa-leaf-maple\"><\/i><\/p>\n<p>Purchase Property in Canada<\/p>\n<\/p><\/div>\n<div class=\"icons-box\">\n      <i class=\"fa-duotone fa-earth-americas\"><\/i><\/p>\n<p>For Citizens And Non-Citizens Alike<\/p>\n<\/p><\/div>\n<\/div>\n<div class=\"context-box\">\n<p class=\"pretitle\">New-to-Canada<\/p>\n<h2>Purchase a Home in <span class=\"orange-txt\">Canada<\/span><\/h2>\n<p>The Canadian real estate market is open to just about anyone living within or beyond its borders, including non-citizens. If you\u2019re new to Canada and planning to settle down or looking for investment properties, this real estate market is perfect for you! There aren\u2019t any restrictions on what type of property one can buy. This leaves you with plenty of opportunities depending on your needs and budget. Our team at Skip the Bank will cover all aspects, so don\u2019t worry if something isn\u2019t clear immediately. We\u2019ll ensure you have everything you need and are all set to purchase your first home or property in Canada! <\/p>\n<p>\nOur newcomer mortgage program Canada offers flexible options, even if you have limited Canadian credit history. We&#8217;ll guide you through every step, from understanding the current mortgage rates to managing mortgage payments tailored to your situation.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"service-help self-help newservicehelp\">\n<div class=\"website-grid\">\n<div class=\"col-12 helpform-box\">\n<h3>Get a Free Consultation<\/h3>\n<script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 3.1.\"),o(),0))},initializeOnLoaded:function(o){gform.callIfLoaded(o)||(document.addEventListener(\"gform_main_scripts_loaded\",()=>{gform.scriptsLoaded=!0,gform.callIfLoaded(o)}),document.addEventListener(\"gform\/theme\/scripts_loaded\",()=>{gform.themeScriptsLoaded=!0,gform.callIfLoaded(o)}),window.addEventListener(\"DOMContentLoaded\",()=>{gform.domLoaded=!0,gform.callIfLoaded(o)}))},hooks:{action:{},filter:{}},addAction:function(o,r,e,t){gform.addHook(\"action\",o,r,e,t)},addFilter:function(o,r,e,t){gform.addHook(\"filter\",o,r,e,t)},doAction:function(o){gform.doHook(\"action\",o,arguments)},applyFilters:function(o){return gform.doHook(\"filter\",o,arguments)},removeAction:function(o,r){gform.removeHook(\"action\",o,r)},removeFilter:function(o,r,e){gform.removeHook(\"filter\",o,r,e)},addHook:function(o,r,e,t,n){null==gform.hooks[o][r]&&(gform.hooks[o][r]=[]);var d=gform.hooks[o][r];null==n&&(n=r+\"_\"+d.length),gform.hooks[o][r].push({tag:n,callable:e,priority:t=null==t?10:t})},doHook:function(r,o,e){var t;if(e=Array.prototype.slice.call(e,1),null!=gform.hooks[r][o]&&((o=gform.hooks[r][o]).sort(function(o,r){return o.priority-r.priority}),o.forEach(function(o){\"function\"!=typeof(t=o.callable)&&(t=window[t]),\"action\"==r?t.apply(null,e):e[0]=t.apply(null,e)})),\"filter\"==r)return e[0]},removeHook:function(o,r,t,n){var e;null!=gform.hooks[o][r]&&(e=(e=gform.hooks[o][r]).filter(function(o,r,e){return!!(null!=n&&n!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][r]=e)}});\n\/* ]]> *\/\n<\/script>\n\n                <div class='gf_browser_gecko gform_wrapper gform_legacy_markup_wrapper gform-theme--no-framework' data-form-theme='legacy' data-form-index='0' id='gform_wrapper_6' ><form method='post' enctype='multipart\/form-data'  id='gform_6'  action='\/index.php?rest_route=%2Fwp%2Fv2%2Fpages%2F2749' data-formid='6' novalidate>\n                        <div class='gform-body gform_body'><ul id='gform_fields_6' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_6_14\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_6_14'>Facebook<\/label><div class='ginput_container'><input name='input_14' id='input_6_14' type='text' value='' autocomplete='new-password'\/><\/div><div class='gfield_description' id='gfield_description_6_14'>This field is for validation purposes and should be left unchanged.<\/div><\/li><li id=\"field_6_10\" class=\"gfield gfield--type-text gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_6_10'>Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_10' id='input_6_10' type='text' value='' class='large'   tabindex='99' placeholder='Name *' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_6_3\" class=\"gfield gfield--type-email gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_6_3'>Email<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_3' id='input_6_3' type='email' value='' class='large' tabindex='100'  placeholder='Email *' aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/li><li id=\"field_6_12\" class=\"gfield gfield--type-phone gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_6_12'>Phone<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_12' id='input_6_12' type='tel' value='' class='large' tabindex='101' placeholder='Phone *' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_6_13\" class=\"gfield gfield--type-textarea gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_6_13'>Message<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_13' id='input_6_13' class='textarea small' tabindex='102'   placeholder='Tell us how we can help... *' aria-required=\"true\" aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/li><\/ul><\/div>\n        <div class='gform-footer gform_footer top_label'> <input type='submit' id='gform_submit_button_6' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' value='Contact Us' tabindex='103' \/> \n            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_6' value='postback' \/>\n            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_6' id='gform_theme_6' value='legacy' \/>\n            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_6' id='gform_style_settings_6' value='[]' \/>\n            <input type='hidden' class='gform_hidden' name='is_submit_6' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='6' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='USD' value='yuZAHHKnNs2Ht\/e5qCeJa8\/ZZK007BTEHx6WxNnK0TXAu7OlInqS83wHHk8fAQrUtpigM5TJmi5sPLi73MNdkgKfLbTjh2PeBNjMIjDcQD2YjJY=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_6' value='WyJbXSIsImMwZGNjMTA5ZWM0MzlkNTJlNTFkYzFmNGQ5ZWZjZTkyIl0=' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_6' id='gform_target_page_number_6' value='0' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_6' id='gform_source_page_number_6' value='1' \/>\n            <input type='hidden' name='gform_field_values' value='' \/>\n            \n        <\/div>\n                        <input type=\"hidden\" id=\"ct_checkjs_bc6dc48b743dc5d013b1abaebd2faed2\" name=\"ct_checkjs\" value=\"0\" \/><script >setTimeout(function(){var ct_input_name = \"ct_checkjs_bc6dc48b743dc5d013b1abaebd2faed2\";if (document.getElementById(ct_input_name) !== null) {var ct_input_value = document.getElementById(ct_input_name).value;document.getElementById(ct_input_name).value = document.getElementById(ct_input_name).value.replace(ct_input_value, '76fbfa06cdd5258d5d672f52e96e341b632acb0911dc98fabc9f4d0c3fd98646');}}, 1000);<\/script><input\n                    class=\"apbct_special_field apbct_email_id__gravity_form\"\n                    name=\"apbct__email_id__gravity_form\"\n                    aria-label=\"apbct__label_id__gravity_form\"\n                    type=\"text\" size=\"30\" maxlength=\"200\" autocomplete=\"off\"\n                    value=\"\"\n                \/><\/form>\n                        <\/div><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n gform.initializeOnLoaded( function() {gformInitSpinner( 6, 'https:\/\/skipthebank.ca\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery('#gform_ajax_frame_6').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_6');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_6').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){jQuery('#gform_wrapper_6').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_6').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_6').removeClass('gform_validation_error');}setTimeout( function() { \/* delay the scroll by 50 milliseconds to fix a bug in chrome *\/  }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_6').val();gformInitSpinner( 6, 'https:\/\/skipthebank.ca\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery(document).trigger('gform_page_loaded', [6, current_page]);window['gf_submitting_6'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}jQuery('#gform_wrapper_6').replaceWith(confirmation_content);jQuery(document).trigger('gform_confirmation_loaded', [6]);window['gf_submitting_6'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_6').text());}else{jQuery('#gform_6').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger(\"gform_pre_post_render\", [{ formId: \"6\", currentPage: \"current_page\", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {                return;        }        const gformWrapperDiv = document.getElementById( \"gform_wrapper_6\" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( \"span\" );            visibilitySpan.id = \"gform_visibility_test_6\";            gformWrapperDiv.insertAdjacentElement( \"afterend\", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( \"gform_visibility_test_6\" );        let postRenderFired = false;        function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            gform.core.triggerPostRenderEvents( 6, current_page );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && !timeout;                clearTimeout( timeout );                timeout = setTimeout( later, wait );                if ( callNow ) func.apply( context, args );            };        }        const debouncedTriggerPostRender = debounce( function() {            triggerPostRender();        }, 200 );        if ( visibilityTestDiv && visibilityTestDiv.offsetParent === null ) {            const observer = new MutationObserver( ( mutations ) => {                mutations.forEach( ( mutation ) => {                    if ( mutation.type === 'attributes' && visibilityTestDiv.offsetParent !== null ) {                        debouncedTriggerPostRender();                        observer.disconnect();                    }                });            });            observer.observe( document.body, {                attributes: true,                childList: false,                subtree: true,                attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );} ); \n\/* ]]> *\/\n<\/script>\n<\/div>\n<div class=\"col-12 newhelp-box\">\n<p class=\"pretitle\">New-to-Canada<\/p>\n<h2>What is the New to Canada Mortgage?<\/h2>\n<p>The New to Canada mortgage plan is a financial initiative created especially for immigrants who wish to establish credit and lay the groundwork for a sound financial future. This mortgage for newcomers in Canada offers flexible options to help you with the purchase of residential property, whether you\u2019re buying your first home or investing for the future. <\/p>\n<p>\n       At skipthebank.ca, we are kind and patient. We know that buying your first home in Canada may feel uncomfortable, but you\u2019ve already taken many risks to immigrate! Our immigrant mortgage process allows you to understand every step of buying a home in Canada, even if English is not your first language. If you\u2019re here on a valid work permit, or have recently upgraded your work permit, we can help you qualify\u2014even if your credit score isn\u2019t fully established yet. We also have a specialist at our office who speaks fluent Vietnamese and can join us for meetings to help translate.\n      <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<div class=\"faqSectionHeading\">\n<p class=\"center-txt pretitle\">FAQ<\/p>\n<h2 class=\"center-txt\">Answers to Our Most Frequently Asked Questions<\/h2>\n<\/div>\n<section class=\"faqLGrey\">\n<div class=\"website-grid\">\n<div class=\"faqFlexRow faqFour faqNewCanada\">\n<div class=\"faqCard faqFlexCol\">\n<p class=\"faqCardNumber\">01<\/p>\n<h2>Do I Need to be a PR to Qualify for a Mortgage in Canada?\u00a0<\/h2>\n<p class=\"faqCardMain\">No, you just have to have applied for Permanent Resident status.<\/p>\n<div class=\"faqCardImageandLink\">\n          <img decoding=\"async\" src=\"\/wp-content\/uploads\/2024\/05\/faq7.png\" alt=\"\" class=\"faqCardImage\" \/><br \/>\n          <a href=\"https:\/\/go.oncehub.com\/SkiptheBank?dt=&#038;bt=1&#038;Lightbox=1&#038;openedThroughBtn=1&#038;Si=1&#038;soskip=0\" target=\"_blank\" class=\"faqCardLink\" rel=\"noopener\">Book Consultation<\/a>\n        <\/div>\n<\/p><\/div>\n<div class=\"faqCard faqFlexCol\">\n<p class=\"faqCardNumber\">02<\/p>\n<h2>What is the Minimum Down Payment Required for Newcomers?<\/h2>\n<ul class=\"faqCardMain\">\n<li>10% &#8211; 5% from own resources.<\/li>\n<li>5% can come from a gift from immediate family member.<\/li>\n<\/ul>\n<div class=\"faqCardImageandLink\">\n          <img decoding=\"async\" src=\"\/wp-content\/uploads\/2024\/05\/faq8.png\" alt=\"\" class=\"faqCardImage\" \/><br \/>\n          <a href=\"https:\/\/go.oncehub.com\/SkiptheBank?dt=&#038;bt=1&#038;Lightbox=1&#038;openedThroughBtn=1&#038;Si=1&#038;soskip=0\" target=\"_blank\" class=\"faqCardLink\" rel=\"noopener\">Book Consultation<\/a>\n        <\/div>\n<\/p><\/div>\n<div class=\"faqCard faqFlexCol\">\n<p class=\"faqCardNumber\">03<\/p>\n<h2>What Documents do I Need to Provide for a New to Canada Mortgage Application?<\/h2>\n<ul class=\"faqCardMain\">\n<li>PR application<\/li>\n<li>2 years of employment history information.<\/li>\n<\/ul>\n<div class=\"faqCardImageandLink\">\n          <img decoding=\"async\" src=\"\/wp-content\/uploads\/2024\/05\/faq9.png\" alt=\"\" class=\"faqCardImage\" \/><br \/>\n          <a href=\"https:\/\/go.oncehub.com\/SkiptheBank?dt=&#038;bt=1&#038;Lightbox=1&#038;openedThroughBtn=1&#038;Si=1&#038;soskip=0\" target=\"_blank\" class=\"faqCardLink\" rel=\"noopener\">Book Consultation<\/a>\n        <\/div>\n<\/p><\/div>\n<div class=\"faqCard faqFlexCol\">\n<p class=\"faqCardNumber\">04<\/p>\n<h2>How can I Establish a Credit History in Canada as a Newcomer?<\/h2>\n<p class=\"faqCardMain\">\n          Get a cell phone and apply for a card.<br \/>\n          Make purchases on your card or line of credit and then pay them off before the required date.\n        <\/p>\n<div class=\"faqCardImageandLink\">\n          <img decoding=\"async\" src=\"\/wp-content\/uploads\/2024\/05\/faq10.png\" alt=\"\" class=\"faqCardImage\" \/><br \/>\n          <a href=\"https:\/\/go.oncehub.com\/SkiptheBank?dt=&#038;bt=1&#038;Lightbox=1&#038;openedThroughBtn=1&#038;Si=1&#038;soskip=0\" class=\"faqCardLink\">Book Consultation<\/a>\n        <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"service-advantages self-advantages\">\n<div class=\"website-grid\">\n<h2>Advantages of the New to Canada Mortgage<\/h2>\n<div class=\"advantages-container\">\n<div class=\"advantages-col\">\n<h3>Access To Homeownership<\/h3>\n<hr>\n<\/hr>\n<p>Newcomers to Canada now have the chance to purchase their first home here thanks to our financing mortgage plan.<\/p>\n<\/p><\/div>\n<div class=\"advantages-col\">\n<h3>Build Credit History<\/h3>\n<hr>\n<\/hr>\n<p>Our New to Canada mortgage plan can help you establish a credit history in Canada, which is essential for accessing financial products and services.<\/p>\n<\/p><\/div>\n<div class=\"advantages-col\">\n<h3>Flexible Options<\/h3>\n<hr>\n<\/hr>\n<p>Flexible mortgage alternatives are available through our New to Canada program to meet your individual demands and financial position.<\/p>\n<\/p><\/div>\n<div class=\"advantages-col\">\n<h3>No Credit History Required<\/h3>\n<hr>\n<\/hr>\n<p>You can qualify for our mortgage plan without a Canadian credit report or credit history.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"service-reasons self-reasons\">\n<div class=\"website-grid\">\n<div class=\"col-12 reasons-box\">\n<h2>Reasons to Choose Skip the Bank&#8217;s New to Canada Mortgage Plan<\/h2>\n<ol>\n<li>Competitive Rates: You can save money by taking advantage of our competitive interest rates compared to your financial institution.<\/li>\n<li>Dedicated Support: From application to funding, our team of professionals is available to help you every step of the way.<\/li>\n<li>No Hidden Fees: We are transparent about our fees and don\u2019t charge any hidden fees or prepayment penalties.<\/li>\n<\/ol>\n<p>At Skip the Bank, we understand that purchasing a home is a significant milestone, especially for newcomers to Canada. That\u2019s why we\u2019re committed to helping you achieve your dreams of homeownership with our New to Canada Mortgage program. Apply now and start your journey to homeownership with Skip the Bank!<\/p>\n<\/p><\/div>\n<div class=\"col-12 selfimage-box\">\n      <img decoding=\"async\" src=\"http:\/\/skipthebank.ca\/wp-content\/uploads\/2022\/09\/thumbnail.jpg\" alt=\"kids looking a skip the bank promotion\" class=\"full-img\" \/>\n    <\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"service-success self-success\">\n<div class=\"website-grid\">\n<p class=\"pretitle\">New to Canada<\/p>\n<h2>Real Mortgage Success Stories<\/h2>\n<div class=\"flex-row story1\">\n<div class=\"success-img jill-img col-12\">\n        <img decoding=\"async\"\n          src=\"\/wp-content\/uploads\/2022\/10\/stb_0000_letina.png\"\n          alt=\"headshot photo of Jill\"\n        \/>\n      <\/div>\n<div class=\"success-box col-12\">\n<p>\n          Letina and her two adult children had lived in Canada for only two years. They arrived from Ghana and worked hard to find jobs and were able to save $60,000 in cash. One of their dreams was to own a house as they were renting since they arrived. Language was a barrier but they had a friend who used The Mortgage Centre and knew English so they accompanied Letina to The Mortgage Centre for their first mortgage pre-approval meeting.\n        <\/p>\n<p>\n          What was particularly helpful for Letina was that she was able to provide an application and income documents such as T4\u2019s, pay stubs and letters of employment on-line through The Mortgage Centre\u2019s secure web portal. When she arrived at her appointment with her friend, The Mortgage Centre was able to provide her with a pre-approval certificate and answer any detailed questions she had. Her friend acted as a translator. In two months Letina found a house with a minimum down payment and has started building equity in Canada through home ownership.\n        <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"service-resources self-resources\">\n<div class=\"website-grid\">\n<h2>New-to-Canada Mortgage Resources<\/h2>\n<div class=\"blog-entries\"><a href=\"https:\/\/skipthebank.ca\/reasons-why-working-with-the-right-mortgage-broker-is-important-the-mortgage-center\/\"><div class=\"blog-card\"><div class=\"blog-card-image\" style=\"background-image:url(https:\/\/skipthebank.ca\/wp-content\/uploads\/2022\/11\/resizedstbstb-6.jpg)\"><\/div><p class=\"date\"><i class=\"fa-light fa-calendar\"><\/i>June 15, 2022<\/p><p class=\"title\">Reasons Why Working with the Right Mortgage Broker is Important<\/p><p class=\"excerpt\">Who\u2019s taking care of your biggest asset\u2019s value \u2013 your home?\u00a0 With grumblings in the Toronto and...<\/p><\/div><\/a><a href=\"https:\/\/skipthebank.ca\/answers-to-common-questions-about-canadas-first-time-home-buyer-incentive\/\"><div class=\"blog-card\"><div class=\"blog-card-image\" style=\"background-image:url(https:\/\/skipthebank.ca\/wp-content\/uploads\/2019\/09\/FTHB-Picture.jpg)\"><\/div><p class=\"date\"><i class=\"fa-light fa-calendar\"><\/i>September 30, 2019<\/p><p class=\"title\">Answers to Common Questions About Canada\u2019s First-Time Home Buyer Incentive<\/p><p class=\"excerpt\">The new First-Time Home Buyer Incentive allows eligible first-time home buyers, who have the minimum downpayment for...<\/p><\/div><\/a><a href=\"https:\/\/skipthebank.ca\/moving-to-canada-plan-ahead-for-homeownership\/\"><div class=\"blog-card\"><div class=\"blog-card-image\" style=\"background-image:url(https:\/\/skipthebank.ca\/wp-content\/uploads\/2019\/05\/skipthebank-blog-images_may2019_moving-to-canada.jpg)\"><\/div><p class=\"date\"><i class=\"fa-light fa-calendar\"><\/i>May 14, 2019<\/p><p class=\"title\">Moving to Canada? Plan Ahead for Homeownership.<\/p><p class=\"excerpt\">If you have a job awaiting you on Canadian soil, it\u2019s possible to also secure the purchase...<\/p><\/div><\/a><\/div>\n<p>    <a href=\"\/blog\/\"><button class=\"btn-orange\">See All Posts<\/button><\/a>\n  <\/div>\n<\/section>\n<section class=\"ready-to-talk service-cta\">\n<div class=\"website-grid-small\">\n<p class=\"f48\">Ready to Talk?<\/p>\n<p class=\"f40\">\n      We\u2019ll help you get the mortgage<br \/>\n      that\u2019s perfect <b>for you.<\/b>\n    <\/p>\n<p>    <img decoding=\"async\"\n      class=\"rtt-logo\"\n      src=\"\/wp-content\/uploads\/2022\/10\/favicon_260x260-200x200-2-1.png\"\n      alt=\"\"\n    \/><br \/>\n    <img decoding=\"async\"\n      class=\"rtt-family\"\n      src=\"\/wp-content\/uploads\/2022\/10\/nathan-dumlao-Wr3comVZJxU-unsplash-1.png\"\n      alt=\"\"\n    \/>\n  <\/div>\n<div class=\"website-grid-small flex\">\n   <a href=\"http:\/\/skipthebank.ca\/contact-us\/\" target=\"_blank\" rel=\"noopener\"><button class=\"btn-black\">Book Consultation<\/button><\/a>\n  <\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>New-to-Canada Mortgage If you\u2019ve immigrated to Canada, lived here for less than five years, and have suitable&#8230;<\/p>\n","protected":false},"author":16,"featured_media":0,"parent":2718,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"0","_seopress_titles_title":"New to Canada Mortgage for Immigrants | Skip the Bank","_seopress_titles_desc":"Get pre-approved for New to Canada Mortgage. Learn about the home buying process, qualifying for a loan, and more from our mortgage experts.","_seopress_robots_index":"","footnotes":""},"class_list":["post-2749","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/skipthebank.ca\/wp-json\/wp\/v2\/pages\/2749","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/skipthebank.ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/skipthebank.ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/skipthebank.ca\/wp-json\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/skipthebank.ca\/wp-json\/wp\/v2\/comments?post=2749"}],"version-history":[{"count":1,"href":"https:\/\/skipthebank.ca\/wp-json\/wp\/v2\/pages\/2749\/revisions"}],"predecessor-version":[{"id":15702,"href":"https:\/\/skipthebank.ca\/wp-json\/wp\/v2\/pages\/2749\/revisions\/15702"}],"up":[{"embeddable":true,"href":"https:\/\/skipthebank.ca\/wp-json\/wp\/v2\/pages\/2718"}],"wp:attachment":[{"href":"https:\/\/skipthebank.ca\/wp-json\/wp\/v2\/media?parent=2749"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}